Legal Terms and Disclosures

Terms of Use

By using our platform, you agree to the following terms:

Personal Responsibility: You are responsible for your own investment decisions. Brokerage accounts remain your responsibility—we do not execute trades or hold funds.
No Guarantees: We do not promise specific investment returns or outcomes.
Platform Use: Misuse, unauthorized access, or attempts to manipulate our services may result in account suspension.
Third-Party Services: We integrate with external providers (e.g., SnapTrade) but are not responsible for their security, performance, or policies.
Paid Plans: Subscriptions grant access to premium features (e.g., expert strategies, portfolio tracking, advisory sessions).
No Refunds: Fees are non-refundable unless stated otherwise in a specific agreement.
Cancellations: You can cancel anytime, and your access will continue until the end of the billing period.
Limitation of Liability: We are not responsible for financial losses, system errors, or delays in market data. You agree to use our platform at your own risk.

We respect your privacy and protect your personal information:

What We Collect: Basic account details (name, email), investment preferences, and linked brokerage data.
How We Use It: To provide services, personalize your experience, and send updates.
Security Measures: We use encryption and secure storage to protect your data.
Sharing: We do not sell your information. Trusted partners may access limited data to improve services.
Your Rights: You can update or delete your information anytime.

Not Financial Advice: Our content is for educational purposes only and does not constitute personalized financial advice.
No Fiduciary Duty: We do not act as your personal financial advisor unless explicitly stated in a formal agreement.
Market Risks: Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results.
Investment Risks: Market conditions can change, and any investment strategy may result in losses.
Volatility: Investments may fluctuate due to economic, geopolitical, or company-specific events.
Personal Due Diligence: Always research before making investment decisions or seek independent financial advice.

By using our website or services, you acknowledge that you have read, understood, and agreed to these terms.

For any questions, email: contact@aiq.tech