AIQ Technologies is a financial services platform. Investment advisory services are provided by advisors registered with various financial authorities, exclusively for residents of Spanish-speaking countries in Latin America. These services are available only in jurisdictions where AIQ is registered and operates in full compliance with applicable legal and regulatory requirements. We do not offer our services in regions where we are not registered or where the provision of financial advisory services is not permitted by law.
Brokerage services are provided by Interactive Brokers LLC, a subsidiary of Interactive Brokers Group and member FINRA/SIPC. Additional fees, including regulatory fees and securities transfer commissions, may apply. All investments involve risk, including possible loss of principal.
Terms and Conditions
Last Updated: September 2024
Welcome to AIQ Technologies. By accessing or using our website and services ("Services"), you agree to be bound by these Terms and Conditions ("Terms"). Please read them carefully before using our Services. If you do not agree with any part of these Terms, you must not use our Services.
1. Acceptance of Terms
By accessing and using AIQ Technologies' website and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations.
2. Description of Services
AIQ Technologies provides investment services, including access to expert-designed investment strategies, portfolio management, advisory services, and access to global financial markets for investors in Hispanic America.
3. Eligibility
Our Services are intended for individuals who are at least 18 years old and reside in one of the countries in Hispanic America where we operate. By using our Services, you represent and warrant that you meet these eligibility requirements.
4. Account Registration and Security
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Account Setup: To use our Services, you must register for an account and provide accurate and complete information during the registration process.
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Personal Information: You agree to keep your personal information up to date and accurate at all times.
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Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.
5. Fees and Payments
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One-Time Setup Fee: A one-time fee is required for account setup and lifetime access to our strategies.
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Advisory and Management Fees: Additional fees apply for advisory sessions and portfolio management services as outlined in our Pricing page.
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Payment Terms: All fees are due at the time of service and are non-refundable unless otherwise stated.
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Taxes: You are responsible for any taxes applicable to your use of the Services.
6. Investment Risks
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No Guarantee: All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results.
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Risk Disclosure: You acknowledge that you have read and understood the risk disclosures provided by AIQ Technologies.
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Decision Making: You are solely responsible for your investment decisions. AIQ Technologies does not guarantee any specific outcomes or returns.
7. Disclaimers
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No Financial Advice: The information provided by AIQ Technologies is for informational purposes only and should not be construed as financial or investment advice.
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Third-Party Content: Our Services may include content from third parties. We do not endorse or assume responsibility for any third-party content.
8. Limitation of Liability
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No Liability: To the fullest extent permitted by law, AIQ Technologies shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages resulting from your use of the Services.
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Indemnification: You agree to indemnify and hold AIQ Technologies harmless from any claims, losses, liabilities, and expenses arising out of your use of the Services or violation of these Terms.
9. Intellectual Property Rights
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Ownership: All content, features, and functionality of the Services, including but not limited to text, graphics, logos, and software, are the exclusive property of AIQ Technologies and are protected by intellectual property laws.
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Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial purposes.
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Restrictions: You agree not to reproduce, distribute, modify, or create derivative works of any content from the Services without prior written consent from AIQ Technologies.
10. Termination
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By AIQ Technologies: We reserve the right to suspend or terminate your access to the Services at any time, without notice, for any reason, including violation of these Terms.
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By User: You may terminate your account at any time by contacting us.
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Effect of Termination: Upon termination, your right to use the Services will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive.
11. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in BC, Canada, and you consent to the jurisdiction of such courts.
12. Changes to the Terms
AIQ Technologies reserves the right to modify or replace these Terms at any time. We will notify you of any changes by posting the new Terms on our website. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.
13. Privacy Policy
Your use of the Services is also subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy carefully.
14. Electronic Communications
By using our Services, you consent to receive electronic communications from us. These communications may include notices about your account and information concerning or related to the Services.
15. Severability
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
16. Entire Agreement
These Terms, along with our Privacy Policy and any other legal notices published by AIQ Technologies, constitute the entire agreement between you and AIQ Technologies regarding the Services.
17. Contact Information
If you have any questions or concerns about this Terms, please contact us at:
AIQ Technologies Inc.
106-460 Doyle Ave, Kelowna BC, V1Y 0C2